Home Refinance Rates 2024. Experts say slowing inflation and the federal reserve’s projected interest rate cuts should help push mortgage interest rates. Check out the current mortgage refinance rates and find out how to get the best rate when you’re ready to refinance your home loan.

If rates have dropped since you bought your home or your credit score has improved, a rate and term refinance may allow you to reduce your monthly mortgage payment. 01, 2024, compared with one week ago.